Comments on: Giving Teens Credit

By: Abigail F.

Abigail F. — Sun, 13 Nov 2011 20:21:35 +0000

Bess,

Thanks for the suggestion! I love to read and I had been looking for something plus I am trying to save money so that would be perfect for me!!!!!!!!!!!! Thanks

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Player Profiles — Fri, 29 Oct 2010 22:56:07 +0000

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By: Ewa Osting

Ewa Osting — Sat, 29 May 2010 21:23:56 +0000

Lil children are so precious and only should be taken care of in that way! Your blog has allowed me to think up some interesting ideas, so thank you and please keep it going!

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By: Carys

Carys — Thu, 18 Mar 2010 03:28:33 +0000

Jeff: I agree with you 100%. My dad has indoctrinated us with Dave Ramsey and his plasectomies! I think that debt is one of the worst things for a person to get into. I will do everything in my power (and with God’s help!) to stay OUT of debt, and for me, that means not getting a credit card. I think that a debit card is okay, as long as you don’t spend too much. I like having cash in my wallet, because then I know exactly how much I have (and it’s fun carrying cold hard cash around, let’s be honest!)
I believe that credit cards are always a bad idea. If you don’t have enough money for it, then save up and buy it cash, all in one shot, with no debt. That’s my opinion on the matter.
I have a somewhat steady source of income. I have a small business and my client is not always constant about paying us, but she does and she has been faithful to. I have never had a debit or credit card, but I have had gift cards before (usually just Walmart or Target, the usual happy-birthday-but-I-have-no-idea-what-to-get-you-so-here-spend-$25-at-Walmart kind).

By: homebreware

homebreware — Mon, 30 Nov 2009 09:32:55 +0000

Cool looking website, could I ask you what template you are running and how much it costs? I’ve been using cheap ones but can’t find one that I actually like.

By: Miss Tawney Wyles

Miss Tawney Wyles — Thu, 12 Nov 2009 23:27:29 +0000

After discussing this with my mother, I came to a conclusion I would like to bring up:
DOES IT DEPEND ON THE TEEN’S ABILITY TO HANDLE MONEY?
There are teens that I know who are very wise with how they spend there money, and there are those who are not quite so wise. If the teen is able to be trusted with the amount given (not buying more then what the amount will allow) , it could be a good way for them to learn how to manage their money. But, if the teen has not earned that money through labour of some sort, they might not realize the importance of handling it responsibly (things that we toil for seem to be most precious)… Would it be possible for you to bring that point up?

Thank you!

By: Olivia

Olivia — Thu, 05 Mar 2009 05:57:48 +0000

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By: Sarah Beth

Sarah Beth — Sun, 01 Feb 2009 04:13:54 +0000

I babysit so I have a small income.
I put all of my money in the bank since I’m only in 9th grade. (Except for my tithes) I look at it as, it is growing in the bank so why not put it there so it can work for me.
No, I don’t have any type of credit, debit, or prepaid card.
I am trying to save my money for college, so I am not majorly in debt when I get out.
No, I don’t have any type of budget, but I definately will before I leave home.

I too hope to come out of college debt free.